Awacash Microfinance Bank operates the Mobile Application (the “Mobile Application” or
“Service”). This page informs you of our policies regarding the collection, use, and disclosure of personal data when
you use our Service and the choices you have associated with that data. We use your data to provide and improve the
Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless
Information Collection And Use
We collect several types of information for various purposes to provide and improve our
covered by the provisions of Constitution of the Federal Republic of Nigeria 1999
and other extant laws and regulations regulating the use and management of personal data.
Types of Data Collected
While using our Service, we may ask you to provide us with certain personally identifiable information that can be used
to contact or identify you (“Personal Data”). Personally identifiable information may include, but is not limited to:
Email address, First name and last name, Phone number, Address, State.Cookies and Usage Data
When you register and use the Awacash mobile wallet application, we may request that you us permission to collect your
device location information. Once granted, we will use this information to carryout your address verification as
required by the CBN (Central Bank of Nigeria) with the purpose of granting you full access to your account. You can
revoke this permission at any time by removing the permission from your device setting.
Awacash Microfinance Bank will process your data on a lawful basis which fall under at least one of the following
Consent: With your full consent as laid down by NDPR for your personal data that
require consent e.g., marketing purpose
Performance of a contract: this includes activity necessary to enter into or
perform a contract with the data subject
legitimate Interest: This involves using of data for the purpose it's collected
for otherwise with full consent of the data subject
Requirement: If required by legal and governmental body for legal obligation and you
might not necessarily be consented depending on the statement of law concerning the
particular processing request
Vital Interest: This is a rare processing activity that could be required to save someone's
life, most seen in emergency medical care situations.
Public Interest: A processing activity that would occur by a government entity or an organization
acting on behalf of a government entity.
Tracking & Cookies Data
Cookies are files with small amount of data which may include an anonymous unique identifier. Cookies are sent to your
browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to
collect and track information and to improve and analyze our Service. You can instruct your browser to refuse all
cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use
some portions of our Service.
Examples of Cookies we use:
Cookies: We use Session Cookies to operate our Service.
Preference Cookies: We use Preference Cookies to remember your preferences and various settings.
Security Cookies: We use Security Cookies for security purposes.
Use of Data
The Mobile Application uses the collected data for various purposes:
To provide and maintain the Service
To provide customer care and support
To provide analysis or valuable information so that we can improve the Service
Transfer Of Data
Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your
state, province, country or other governmental jurisdiction where the data protection laws may differ than those from
your jurisdiction. If you are located outside Nigeria and choose to provide information to us, please note that we
followed by your submission of such information represents your agreement to that transfer. We will take all steps
transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in
place including the security of your data and other personal information.
Disclosure Of Data
Legal Requirements We may disclose your Personal Data in the good faith belief that such action is necessary to:
To comply with a legal obligation
To protect and defend our rights or property
To prevent or investigate possible wrongdoing in connection with the Service
To protect the personal safety of users of the Service or the public
To protect against legal liability
Security Of Data
The security of your data is important to us but remember that no method of transmission over the Internet, or method of
electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data,
we cannot guarantee its absolute security.
We may employ third party companies and individuals to facilitate our Service (“Service Providers”), to provide the
Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used. These
third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to
disclose or use it for any other purpose.
Links To Other Sites
Our Service may contain links to other sites that are not operated by us. If you click on a third-party link, you will
have no control over and assume no responsibility for the content, privacy policies or practices of any third-party
sites or services.
Our Service does not address anyone under the age of 18 (“Children”). We do not knowingly collect personally
identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your
Children has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data
from children without verification of parental consent, we take steps to remove that information from our servers.
Your Data Privacy Rights
Right to Rectification: Users can modify or change their name, email password, and mobile login PIN via their profile.
Right of Access, Right to Erasure, Right to Restrict Processing: Users can request access or erasure of their personal
information, as well as request restriction on further processing of their personal information by contacting us at
firstname.lastname@example.org. Please allow up to 30 days for requests to be processed. We reserve the right to charge a
reasonable fee to process excessive or repeat requests.
Right to Withdraw Consent: Users can stop receiving our promotional emails by following the unsubscribe instructions
included in every email we send, or by adjusting your Marketing Preferences in your profile. Users also have choices
with respect to cookies, as described above. By modifying your browser preferences, you have the choice to accept all
cookies, to be notified when a cookie is set, or to reject all cookies. If you choose to reject all cookies some parts
of our Site may not work properly in your case.
Right to lodge a complaint with a supervisory authority: Should you feel your data privacy rights are not being adequately
protected by us, you have the right to lodge a formal complaint with the appropriate supervisory authority.
this page. We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective
If you have questions regarding your data privacy rights or would like to submit a related data privacy right request,
please email us at email@example.com. Please allow up to 30 days for requests to be processed. The Company reserves
the right to charge a reasonable fee to process excessive or repeat requests.
your hustle today!
Awacash iOS and Android app is available.
AwaCash Microfinance is authorised
and regulated by the Central Bank of Nigeria to
offer banking services. Deposits are insured
by the Nigerian Deposit Insurance Corporation (NDIC)